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Your Taxes. Your Questions.
Our Personal Attention.
From W-2 income and growing families to side hustles and self-employment, we help you understand your tax situation and file with confidence. Visit our Miami office or work with us nationwide through a virtual phone appointment.
Individuals & Families
W-2 & DependentsAccurate, stress-free tax filing for W-2 earners, parents, college students, and retirees. We ensure all eligible credits and deductions are claimed.
Self-Employed & 1099
Gig & Schedule CTailored support for freelancers, gig workers, independent contractors, and side hustlers to identify write-offs and prevent costly filing surprises.
Prior-Year & Amended Returns
Back Taxes & 1040-XNeed to file back taxes or correct a previous submission? We review past filings, correct errors, and get your IRS records back on track.
Everything You Need, Nothing You Don't
Skip the confusion. Whether filing an individual return, coordinating family credits, or managing self-employment income, our personalized guidance helps you provide exactly what's needed for an accurate return.
Tax Prep Checklist
Your personal roadmap to a smooth, accurate return. We simplify document gathering into a checklist tailored to your situation.
- Know what to gather before your appointment
- Reduce the chance of missing common forms
- Upload securely via our Client Portal
- Check off items as you gather them
Understand Preparation Fees
Preparation fees depend on the forms, income sources, complexity, and the condition of the records provided.
- Fee depends on forms, schedules & complexity
- Self-employment may require additional record cleanup
- Prior-year or amended returns can add complexity
- Careful preparation and review by our tax team
Tailored Filing for Every Tax Situation
Every return is different. We provide attentive guidance for individuals, independent workers, and families.
W-2 Employees
Withholding checks, filing status, and accurate reporting of wage income and common credits.
Parents & Families
Dependents, childcare, and education-related forms—organized and reviewed with you.
Self-Employed & Gig Workers
1099 income, expense summaries, mileage, and questions unique to independent work.
Students & Retirees
Tuition statements, student loan interest, retirement income, and benefit reporting.
Multiple Income Sources
W-2 + 1099 + investment and other sources—with a clear, consolidated review.
Prior-Year & Amended Returns
Catching up on prior-year filings or correcting an earlier return with the right documents.
Let’s Build Your Tax Document Checklist.
Select the situations that apply to you to see which documents to gather.
Personalized For You
Your Personalized Tax Document Checklist
Based on the situations you selected. Duplicate documents are automatically merged.
What Could Your Federal Refund Look Like?
This tool provides an estimated federal refund or balance due based on the information entered. It does not guarantee a refund or eligibility for any credit.
Let’s start with the basics.
Choose your filing status and a few basics so the estimator can determine what it can support.
Income (high-level).
Enter estimates. Some income types have special rules; the tool will flag unsupported situations early.
Children & dependents.
We ask simple yes/no questions to help determine whether certain credits can be included. Do not enter SSNs.
Business & credits scope.
This tool supports a documented subset of Schedule C + QBI and family credits. It will flag anything outside scope.
Federal taxes already paid.
Enter approximate federal withholding and estimated payments.
Review your information.
Verify the figures you entered. You can go back to edit at any time.
| Filing status | — |
| W-2 wages | $0 |
| Schedule C net profit | $0 |
| Investment income (interest + dividends) | $0 |
| Children entered | 0 |
| Other dependents entered | 0 |
| Taxes paid (inputs) | $0 |
Your Estimate Is Almost Ready!
Enter your contact information to reveal your estimated federal refund or balance due. Then take the next step toward a personalized review with One Cent Financial Services.
Contact information required
Required: Full Name, Email Address, Phone Number.
How Filing With One Cent Works
Effective tax preparation begins with a clear process. From booking your appointment to filing your return, here is how we work together.
Book Your Appointment
Choose our Miami office or a phone appointment. Select a date and time that fits your schedule.
Miami Office or PhoneComplete Your Intake & Upload Documents
Online intake is required before phone appointments. Secure document upload happens through our client portal.
Client Portal UploadPrepare & Review
We prepare your return, clarify questions, and walk you through the next steps for review and signature.
Clear Next StepsFile & Receive Your Copy
After required approvals and signatures, we transmit your return and provide a copy through the secure portal.
E-file SubmissionImportant Notes
Have questions about what to bring? Use the interactive document checklist above as a starting point.
Frequently Asked Questions
Answers are based on our service model (Miami office and phone appointments). For anything situation-specific, book an appointment so we can review details.
Can I file with you if I live outside Florida?
Yes. We offer phone appointments nationwide. If you are located in Florida, you can also choose an in-person appointment at our Miami office.
What should I bring?
Start with your ID, information for everyone on the return, and income forms (W-2s / 1099s). Use the interactive checklist on this page to generate a personalized list based on your situation.
Can you help with self-employment income?
Yes. We work with self-employed and 1099 income. Bring (or upload) your income records and a categorized expense summary. If records need cleanup or reconstruction, additional work may be required.
Can you help with prior-year or amended returns?
Yes. Please bring copies of the original filed return(s) if available and any IRS or state notices. We’ll confirm what’s needed for the specific year(s) after review.
How is my preparation fee determined?
Fees depend on the forms required, income sources, complexity, and the condition of the records provided. Self-employment returns that require bookkeeping or reconstruction may involve additional fees.
How do I upload documents securely?
Upload documents through our secure client portal (TaxDome): Client Portal Login. Please do not email tax documents or SSNs.
Is the refund estimator a guaranteed refund?
No. It is not a filed return and does not guarantee any outcome. On this page, the estimator interface is a draft and does not produce a verified refund or balance calculation.
Personal attention. Clear explanations. A process you can follow.
We focus on helping you understand your return, gather the right documents, and move through filing with confidence—whether you visit our Miami office or book a phone appointment.
Experience since 2004
Years of practical tax preparation experience across a wide range of individual and self-employed situations.
Personal attention
Your questions matter. We take the time to clarify what’s needed and what happens next.
Clear explanations
We explain key items in plain language so you can make informed decisions for your filing year.
Secure document exchange
Secure document upload through our client portal (TaxDome). Avoid sending documents by email.
Families & business owners
Support for households with dependents, multiple income sources, and self-employment / 1099 income.
Miami & nationwide
In-person appointments in Miami and phone appointments nationwide.
ONE CENT FINANCIAL SERVICES
Ready to Take the Next Step?
Get personal attention and experienced guidance for your tax situation. Schedule your Miami office or virtual phone appointment today.
Miami Office Appointments • Nationwide Secure Virtual Filing • Certified Tax Professionals